Home' Australian Ageing Agenda : AAA Spt-Oct 2014 Contents *The age you can access your super (preservation age) increases if you were born after 1 July 1960. Issued by H.E.S.T. Australia Ltd ABN 66 006 818 695
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not take into account your objectives, financial situation or specific needs so you should look at your own financial position and requirements before making
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it doesn't have to make you feel uneasy
You may think retirement is a long way off and when the time comes, you'll have a detailed
plan in place. It's not something you're ready and comfortable to discuss right now.
Sometimes though, retirement can happen
unexpectedly. Illness, a change in work
circumstances or family commitments may
mean full-time employment is no longer
Instead of being taken by surprise,
Planning for retirement can give you
peace of mind, and help you create
the lifestyle you want.
This is where your super fund can help.
Check if your fund provides education and
advice services to members. Your fund may
have transition to retirement options to help
you transition to retirement while boosting
For example, if you're aged 55+*, HESTA
Income Stream's transition to retirement
option may help you boost your super while
taking advantage of potential tax breaks. Or,
it could allow you to cut back your working
hours without reducing your income.
HESTA members have access to personal
advice about super and retirement planning
at no extra cost.
The HESTA education and advice team
provide group workshops and one-on-one
appointments to members --- over the phone
or in person, often in your workplace.
So, if you're a HESTA member,
contact us today, to make plans for
A HESTA adviser can help you make sense of
the different super options available so you
can plan for your best possible future, today.
To make an appointment, visit hesta.com.au/advice or call us at 1800 813 327.
With more than 25 years of experience and $28 billion in assets, more people
in health and community services choose HESTA for their super.
cities and the country
under its government
considered a diverse
range of issues, from
and mature age
wellbeing and enabling
have been attended
by members of the
business sector, the not-for-
profit sector, academics, aged
care providers and community
representatives. The panel is
also very grateful to the Age
Susan Ryan, for hosting a special
consultation on intergenerational
equity. Finally, members of the
public have also provided written
submissions to the panel.
Complementing the public
consultation process has been
the research work of Per Capita
and National Seniors. The panel
has drawn on the research
capabilities and knowledge of
the National Seniors Productive
Ageing Centre and Per Capita to
help shape its recommendations
in the blueprint. It has also drawn
on the expertise of its partner, the
National Australia Bank.
Presently, the panel
is working on the final
draft of the blueprint.
This will be launched
on 3 September at the
National Press Club.
As indicated earlier,
the blueprint is a
practical resource to
help policy leaders
make an ageing
society an asset,
an opportunity. This
demographic shift is not a
burden or threat, and a change
in community attitudes towards
ageing is a priority in making this
shift of mindset a reality.
What are some of the
areas the panel has made
In mature age employment,
the blueprint focuses on
workplace transitions in the
later part of the working life and
addresses some of the insurance
arrangements that currently
present barriers to older workers.
In technology, the panel is
looking at much wider connectivity
for older Australians, both at
home and in the community, and
better access to approachable,
In the business opportunities
space, the blueprint looks
at incentives for world-class
innovation in new products
and services for the ageing
marketplace. The panel is also
evaluating new ways to make it
easier for older Australians to start
new businesses on their own.
In the area of wellbeing, the
blueprint considers the opportunities
for expanded primary care, better
management of e-health records
and greater understanding of
gerontology in the medical and
allied health professions.
Finally, in housing and
communities, the panel is looking
at new design principles for age-
friendly housing, better transport
integration and ways to stimulate
greater investment in affordable
and rental market housing that
many older people depend on.
We are looking forward to the
launch of the blueprint, and to the
opportunity to help stimulate a
more central, sophisticated and
positive understanding of ageing
in Australian public policy. n
Emily Millane is a research
fellow at Per Capita. The
Blueprint for an Ageing
Australia will be available
from 3 September 2014 at
www.australianageingagenda.com.au | 27
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